Remortgage Experts Ashford Kent

Remortgage Advice From Experienced Brokers

If the deal on your current mortgage is coming to a close, you will probably be transferred to another deal incorporating your lender’s SVR (standard variable rate). The interest of SVRs is most likely to be significantly higher than your current rate.

Remortgaging will help you find a better deal and avoid higher costs you could probably do without. You may also want to remortgage your home to consolidate debts, make home improvements or move home.

Whatever your reasons are for remortgaging your home, Freedom Mortgage & Protection Services will save you a significant amount of time and money by finding the best deal for you.

We have access to a comprehensive range of mortgage lenders from across the market offering deals that are not available from your bank or building society. Moreover, we are a small and personable firm that have your best interests at heart. We do not have affiliations with any particular lenders so guarantee we will find a deal with better terms than your current lenders SVR!

Not only that, but we pride ourselves in delivering exceptional customer services so you can rely on our experienced and knowledgeable advisors to offer impartial and honest advice and keep you informed of the progress every step of the way.

Remortgaging Kent Homes

Our Team Provide Remortgage Advice You Can Trust

Despite the effective benefits of remortgaging, this is not an option that works for everyone. We will take a look at your current deal and if we cannot find one with a more favourable interest rate, we will advise you to stick with your current deal.

The decision to remortgage depends on your circumstances. Occasionally, switching to another deal may not be any more beneficial than your current deal. As a matter of fact, it can be worse over the long-term.

For example, if you are planning to remortgage your home to consolidate debts, a revised mortgage with lower interest rates can provide a solution to reduce payments and give you more flexibility with your spending in the near term.

However, mortgages are long-term deals and interest ratchet up the overall cost. Therefore, a remortgage may not be in your best interests. You may lower your monthly outgoings in the short-term, but end up paying more interest in the long run.

Cutting your current mortgage deal short may also incur early repayment charges. Rather than saving money on a new deal, expensive fees can leave you short-changed.

What’s more, finding the right mortgage is time-consuming, overwhelming and often frustrating. With our experts on your side, we will help you avoid potential pitfalls and find a better mortgage deal swiftly and pain-free.

Consolidating debt may reduce your outgoings now, but you may end up paying more overall. Your home may be repossessed if you do not keep up repayments on your mortgage.

Contact Our Experts About Remortgaging

With over 20 years of experience delving into the mortgage market, our experienced and knowledgeable advisors are well placed to find you an attractive deal that works in your favour.

Contact us today to find out how much we can save you on your next mortgage.

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    Freedom Mortgage and Protection Services Ltd is an Appointed Representative of PRIMIS Mortgage Network, a trading name of TenetLime Ltd. TenetLime Ltd is authorised and regulated by the Financial Conduct Authority.

    Registered in England and Wales under reference 12511773. Registered office address: Beresfords, 1-2 Rhodium Point, Hawkinge Business Park, Spindle Close, Hawkinge, Folkestone, Kent CT18 7TQ.

    The guidance provided within this website is subject to the UK regulatory regime and is therefore primarily targeted at customers based in the UK.

    We may charge a fee for mortgage advice. The exact amount depends on your circumstances but ranges from £349 – £749. The fee is payable on application.