First Time Buyer Mortgages Ashford Kent

First Time Buyer Mortgages That Work For You

Find the best mortgage for you – not the best terms for your bank!

First-time buyers naturally worry about the financial commitments of a mortgage. Freedom Mortgage & Protection Services are here to alleviate any concerns by guiding you through the entire process and helping you choose the right mortgage for your circumstances.

The choice of mortgages alone can be a minefield for first-time buyers. On top of that, complex policies contain terms and conditions which can feel overwhelming. Our experienced advisors remove the smoke and mirrors and explain the conditions in layman terms.

Not only that, but we show you the whole picture so you understand exactly what to expect from start to finish. We calculate how much you can borrow, the amount you will need to put down for deposit and the monthly repayments you will need to make.

In addition, we advise you which documents are required to prove your income, inform you of all the information you will need to provide to lenders and run through the other costs involved when buying a house. We can also organise insurance and payment protection cover for you.

And, of course, we’ll answer every question you have. After all, that’s what we are here for

Kent's First Mortgage Experts

Why Use a Mortgage Broker For Your First Mortgage?

You may be tempted to approach your bank or building society to enquire about a mortgage. However, be warned, the banks will only tell you about their own product range – which means you may be missing out on better rates and a mortgage that suits your short-term and long-term goals.

As an Appointed Representative of Tenet Network Services, we have access to a comprehensive range of lenders, some offering special rates that are only available through a mortgage broker.

With access to software that allows us to quickly and easily compare available mortgage rates, we are in pole position to find you a more favourable mortgage than products typically offered to consumers by banks and building societies.

Moreover, our experienced specialists have extensive knowledge of the mortgage market and lender criteria which means we know which lenders to approach first. As a result, we can save you a significant amount of time and money.

Given we can do all this, you may be surprised to learn that we don’t charge you any fees for using our service.

In other words, you haven’t got anything to lose.

What Does Our Mortgage Service Involve?

Lenders can be very selective about the type of borrower they offer a mortgage to. Applications can be declined for a number of reasons, but the most common cause is because first-time buyers do not provide sufficient information requested by lenders.

Our experts ensure your application is airtight. This will increase your chances of securing the best mortgage for you and get you on to the property ladder. To fill in the questionnaire you can either call into our offices in Ashford, Kent, or use our online Personal Finance Portal.

Our professional services are designed to speed up the application process. We can usually secure a mortgage between 10-15 days depending on lender processing timescales.

So what are you waiting for! Contact us today and speak with one of our specialist advisors. We’ve been helping first-time buyers secure a mortgage for over 20 years. It’s what we’re good at.

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Download our helpful guides

Welcome Guide
Mortgage Guide
Protection Guide