Fee-Free Mortgage Advice in Ashford, Kent and Across the UK

At Freedom Mortgage & Protection Services we aim to make choosing and applying for a mortgage as stress-free and straight forward as possible. From an initial discussion to establish your needs and objectives, through to completion and regular reviews, our service is designed around you and your individual needs.

Mortgage Help

Whether you are looking for your very first mortgage, you want to release some capital or remortgage to save money, thinking of a property investment or looking to up or downsize, Freedom Mortgage & Protection Services are here to help. Based in Ashford, Kent we can help you with your mortgage and protection wherever you are looking to purchase or remortgage in the UK.

A mortgage is a loan secured against your home. Your home may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it.

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Mortgages Maidstone Kent - First time buyers

First Time Buyers

Take your first steps to home ownership with Freedom Mortgage & Protection Services!

Purchasing your first home can be daunting and with so many different types of mortgage available you might be wondering where to start! Freedom Mortgage & Protection Services will guide you through the entire process and you may be pleasantly surprised to find that first step on the property ladder isn’t out of reach.

We’ll talk to you about your circumstances and what you are looking to do. We’ll tell you about the different types of mortgages that are available and establish what you can potentially afford. And we’ll answer every question you could possibly have, after all that’s what we are here for!

First Time Buyers

Mortgages Maidstone Kent - Remortgages

Remortgages

Change your mortgage deal for your current property and save money!

You may have to pay an early repayment charge to your lender if you remortgage your home.

Remortgaging is where you take out a new mortgage on the property you currently own – this may be with your existing lender as you may be able to switch to a better rate or with another lender offering a better deal. You might want to remortgage as you approach the end of your current fixed/variable rate term, look to raise additional monies to pay for home improvements or to consolidate debts. Whatever it is you are looking to do, let Freedom Mortgage & Protection Services do the looking for you – we’ll find you a great deal and do all the work, so you don’t have to!

Remortgaging

Mortgages Maidstone Kent - Moving Home

Moving Home

Don’t let the hassle of arranging your own mortgage spoil the fun!

Moving home is just as thrilling as that first property purchase so don’t detract from the excitement by wasting precious time looking for a mortgage – let us do that for you! We’ll review any outstanding balance on your current mortgage, provide a full assessment of your potential borrowing and research the market to provide you with the most suitable mortgage deal so you can make that move.

Home Movers

Mortgages Maidstone Kent - Buy to let

Buy To Let

Make the most of your property investment with the right buy to let mortgage.

The Financial Conduct Authority does not regulate most forms of buy to let mortgage.

A buy to let mortgage is a mortgage sold specifically for those wishing to purchase a property as an investment rather than as somewhere to live. Whether you are looking to buy your first investment property or add to your existing portfolio, Freedom Mortgage & Protection Services will help you find the right self-financing mortgage deal and help make the most of your investment.

Buy To Let

Government-Backed Affordable Housing Schemes

If you have any questions about any of the mortgages on offer, please do not hesitate to contact us

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Mortgages Maidstone Kent

Help To Buy

You could be closer to saving your deposit than you think

If you are struggling to save towards your deposit, the Government Help To Buy Equity Loan Scheme could help. With equity loans which are interest-free for the first 5 years available of up to 40% of a new-build property price (in London and 20% outside London) you could purchase a new-build property from a registered developer with as little as 5% deposit. There are of course the usual terms and conditions but we can help to see if you qualify, complete the application to Help To Buy on your behalf, liaise with the developer to help you negotiate any developer purchase incentives and approach those lenders who will offer Help To Buy mortgage products and make sure they allow the incentives you have secured!

Help To Buy

Mortgages Maidstone Kent

Shared Ownership

Open the door to owning your home

If you can’t quite afford the mortgage on 100% of a home, Shared Ownership offers you the chance to buy a share of your own home (between 25% and 75% of the property value) and pay rent on the remaining share. You can then look to buy a bigger share later on. Once again there are the usual eligibility criteria you would be required to meet and certain mortgage lenders who will offer a mortgage on a shared ownership basis – we’ll walk you through the scheme and help open the door to owning your own home.

Shared Ownership

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    Download our helpful guides

    Welcome Guide
    Mortgage Guide
    Protection Guide